Mexico Tourist Auto — Platinum Package
(Optional Endorsement)
ACE Seguros of México
1.
Partial Theft – Not applicable for Drivers License Policies
Exclusion
H is eliminated.
Total
Theft coverage is broadened to include payment for theft of
parts and accessories only that are permanently attached to
the Insured vehicle, excluding sound reproduction and recording
equipment such as but not limited to AM/FM radios, Cassette
and CD players/recorders, and CB, UHF, and VHF radios.
The
deductible for Partial Theft is the same as the deductible amount
for Total Theft as shown on the face page of your policy.
2. Deductibles
The
Deductibles for collision and total theft are fixed at $500.00
for collision and $1000.00 for total theft.
3. Vandalism – Not applicable for Drivers License Polices
Vandalism,
meaning wilful and malicious damage to or destruction of the
Insured Vehicle is covered by this broadening endorsement.
The
deductible for Vandalism is the same as the deductible amount
for Total Theft as shown on the face page of your policy.
4. Increased Cost of Repair – Not applicable for Drivers
License Policies
Clause
# 6. on Page 4 of the policy is modified as follows:
If
the damages to the insured vehicle are repaired in the United
States or Canada, the maximum labor cost per hour for repairs
will be according to amounts shown per type of vehicle shown
below. Currency is in U.S. dollars.
Cars
$50 Per/Hr
Pickups
$55 Per/Hr
Motor
Home $70 Per/Hr
Motorcycle
$50 Per/Hr
The
Insured Vehicle will be considered a total loss at the option
of The Company.
The
deductible applicable to repairs under this clause are the same
as the deductible amounts shown on the face page of your policy.
5. Section 3, Civil Liability for Property Damage and for Bodily
Injury to Third Parties
The
Property Damage Liability limit is increased to US$100,000 and
the Bodily Injury Liability limit is increased to US$100,000
per person and US$300,000 per accident. These limits will be
shown on the face page of your policy.
6.
Risk 6, Medical Expenses for Occupants of the Insured Vehicle
The
limit of liability for Medical Expenses is increased to US$5,000
per person and US$25,000 per accident. Medical Payments coverage
is excluded for motorcycles, thus this Clause does also NOT
apply to Motorcycles.
7. Increased Medical Payments for accidents with at-fault Uninsured
Motorist
In
the event that you are not at fault in an accident that results
in injuries to the occupants of your vehicle and the driver
of the at-fault vehicle is Uninsured, i.e., does not have Automobile
Civil Liability Insurance in Mexico, coverage for Risk 6 (Medical
Expenses) for injuries to occupants of your vehicle is increased
to $15,000 per Person and $40,000 per accident. Medical Payments
coverage is excluded for motorcycles, thus this Clause does
also NOT apply to Motorcycles.
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